Payment Collection
The Rule of Three: Gold, Silver, Bronze
The most practical payment and collection solutions for indie developers. Following the rule of three, we've curated exactly three solutions: Gold, Silver, and Bronze picks.
The Rule of Three: Gold, Silver, Bronze
Following the rule of three principle, we present exactly three curated solutions for payment collection.
Stripe
The world's most popular payment processing platform.
Supports credit cards, debit cards, Apple Pay, and more. Developer-friendly API, excellent documentation, perfect for SaaS and digital products. Transparent fees, global coverage.
Why I picked this:
Stripe is my top choice for payment collection because its API design is elegant and integration is simple. It supports over 200 countries with transparent fees (2.9% + $0.30), plus comprehensive documentation and SDKs. For indie developers, Stripe's Dashboard is intuitive, making it easy to manage subscriptions, refunds, and more.
Paddle
Payment platform designed for SaaS.
Perfect for SaaS subscription models, automatically handles tax compliance, invoicing, and more. Slightly higher fees, but saves significant compliance headaches.
PayPal
The most familiar payment method for users.
While the user experience isn't as smooth as Stripe, PayPal has high user trust and wide coverage. Great as a supplementary payment option, especially for consumer-facing products.
More Rule of Three Scenarios
Discover more scenarios following the rule of three principle: